Privacy Policy

What Does CNB Bank Do With Your Personal Information?

Rev. Date 5/20

 

 

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social security number and income Account balances and payment history Credit history and credit scores  When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons CNB Bank chooses to share, and whether you can limit this sharing.

 

 

Reasons We Can Share Your Personal Information	Does CNB Bank Share?	Can You Limit This Sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your transactions and experiences	No	We Do Not Share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share

 

 

 

 

Questions? Call 304-258-1520   Who We Are
Who is providing this notice?	CNB Bank Inc.
How does CNB Bank protect my information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files  and buildings. We restrict access to your personal information to only those bank employees with a business reason for knowing such information. We also educate employees about the importance of customer confidentiality.
How does CNB Bank collect my information?	We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan  Use your credit or debit card
Why can’t I limit all sharing?	Federal law gives you the right to limit only Sharing for affiliates’ everyday business purposes –information about your creditworthiness Affiliates from using your information to market to you Sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies.   CNB Bank does not share with affiliates.
Non‑Affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies.   CNB Bank does not have an affiliate
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you.   CNB Bank Inc. has joint marketing partners to include credit card companies, service marketing companies and insurance companies.

PRIVACY RIGHTS OF USERS IN THE EUROPEAN ECONOMIC AREA (EEA)
Under the European Union (EU) General Data Protection Regulation 2016/679 (GDPR), effective as of May 2018, EU data subjects are entitled to certain specific rights with respect to processing of their personal data.

Under the GDPR, in certain circumstances, you have the right to:
 

1. Request access to your personal information;
2. Request the correction of inaccurate or incomplete personal information;
3. Request that your personal information be erased;
4. Object to the processing of your personal information, including processing for direct marketing purposes;
5. Request that the processing of your personal information be restricted;
6. Request that you receive your personal information in order to transfer it to another data controller;
7. Withdraw at any time your consent to the use of your personal information;
8. Make a complaint to an EU Data Protection Authority where you believe that we have not complied with our obligations under this Privacy Policy or applicable European data protection law (including the GDPR); and
9. We will not transfer your personal information to third parties located outside of the EEA without taking steps to ensure adequate protection under the GDPR. 

If a third party is located in a country not recognized by the EU Commission as providing an adequate level of protection, we will use appropriate measures, such as entering into standard contractual clauses, approved by the EU Commission, to protect your personal information. You may exercise any of the above rights by contacting us at support@notifications.cnb.bank or writing to us at the address in the Contact Us section.